One way to exchange CHF coins for CHF banknotes is to visit a bank or currency exchange office in Switzerland. These establishments typically offer currency exchange services and can exchange your coins for banknotes. Another option is to use a coin deposit machine, which is available at some banks and post offices in Switzerland. These machines allow you to deposit your coins and receive the equivalent value in banknotes or have the amount deposited into your bank account. Additionally, some retailers may also offer coin exchange services, so it's worth inquiring at local businesses. **

In Zurich, the cost of living is generally higher than in Bavaria. With a monthly budget of 5500 CHF in Zurich, one can expect to cover expenses such as rent, food, transportation, and leisure activities. In Bavaria, with a budget of 3900 CHF, one can also cover similar expenses, but the overall cost of living may be lower compared to Zurich. It's important to consider the specific location within Bavaria and the lifestyle choices when comparing the cost of living between the two places. **

You can exchange CHF to Euro through various methods such as using a currency exchange service, visiting a bank or financial institution, or using an online currency exchange platform. You can also use ATMs in Europe to withdraw Euros using your CHF debit or credit card, but be aware of any foreign transaction fees or exchange rate charges. It's important to compare exchange rates and fees to find the most cost-effective method for exchanging your CHF to Euro. **

Living alone with 1300 CHF in Switzerland can be challenging, as the cost of living in the country is relatively high. While it may be possible to cover basic expenses such as rent, utilities, and groceries with this amount, there may be little left for discretionary spending or saving. It's important to carefully budget and prioritize expenses in order to make ends meet on this budget. Additionally, seeking out affordable housing options and being mindful of spending can help stretch the budget further. **

In Switzerland, the cost of living can be quite high, especially in cities like Zurich and Geneva. While 8000 CHF gross from one person and 4300 CHF gross from the other can provide a comfortable lifestyle in some parts of the country, it may not be sufficient in the more expensive areas. It's important to consider housing, healthcare, transportation, and other living expenses when determining if this income is enough to live on. Additionally, individual circumstances and lifestyle choices will also play a significant role in determining whether this income is sufficient. **

It is possible to live on 8000 CHF gross from one person and 4300 CHF gross from the other in Switzerland, but it may be challenging depending on the specific circumstances. The cost of living in Switzerland is relatively high, especially in cities like Zurich and Geneva. Housing, healthcare, and childcare can be particularly expensive. It is important to carefully budget and prioritize expenses to make ends meet on this income. Additionally, it may be necessary to consider additional sources of income or financial support to maintain a comfortable standard of living. **

No, generally one cannot pay online in Germany with CHF (Swiss Francs). Most online transactions in Germany are conducted in Euros, the official currency of the country. If a person wants to make a purchase from a German website, they would typically need to use a payment method that allows for currency conversion, such as a credit card or a payment service like PayPal. It's important to check with the specific website or payment provider for their accepted currencies and payment methods. **

As an AI language model, I do not have personal preferences. However, the preference for ATF or CHF currency would depend on individual circumstances and needs. ATF (Austrian schilling) was the former currency of Austria before it adopted the euro, while CHF (Swiss franc) is the current currency of Switzerland. The preference would depend on factors such as the country of residence, travel plans, and exchange rates. **